About Coverage Criteria
We're your trusted resource for understanding insurance requirements. Clear, state-by-state and industry-specific guides that explain what coverage you need—no legal jargon, just the facts.
Our Mission
To provide clear, accurate, and accessible insurance requirement information for everyone. We believe understanding mandatory coverage shouldn't require a law degree or hours of research.
"When we needed to understand state insurance requirements, we found confusing government websites, outdated PDFs, and conflicting information. That's why we created Coverage Criteria—to be the clear, reliable resource we wished existed. Every guide is researched from official sources, written in plain language, and organized for quick answers."
— The Coverage Criteria Editorial Team
What Drives Us
Our core values guide everything we research and publish
User-Centered Guides
Every guide is created for real people who need quick, clear answers about insurance requirements—no legal jargon, no unnecessary complexity.
Accurate & Verified
We research official sources—state DMVs, insurance departments, and regulatory documents—to ensure our information is accurate and current.
Plain Language
Complex insurance regulations translated into simple, scannable guides with tables, bullet points, and FAQs anyone can understand.
Comprehensive Coverage
From state auto insurance to contractor requirements to gig economy coverage—we cover the requirements that matter most.
Our Journey
From confusing regulations to clear, accessible guides
Foundation Established
Launched Coverage Criteria to provide clear, accurate insurance requirement guides for all 50 US states and major industries
Content Expansion
Growing to 1,500+ guides covering auto, business, contractor, travel, and specialty insurance requirements
International Coverage
Expanding to cover UK, Canada, Australia, and EU insurance requirements for travelers and businesses
What Makes Us Different
Official sources, clear language, practical answers
Comprehensive Coverage
All 50 states for auto insurance, plus motorcycle, boat, RV, business, contractor, and gig economy requirements. Organized by state, industry, and coverage type.
Verified Information
Every guide is researched from official state DMVs, insurance departments, and regulatory documents. We cite our sources and include "last verified" dates.
Plain Language
No legal jargon or confusing terminology. Our guides use tables, bullet points, and FAQs to make insurance requirements easy to understand.
Comprehensive Insurance Requirement Coverage
Your complete resource for understanding mandatory coverage
What We Cover
Comprehensive guides for all types of insurance requirements
Auto Insurance
State minimum liability, uninsured motorist, PIP, SR-22, and coverage requirements for all 50 states
Business Insurance
LLC requirements, small business coverage, industry-specific rules for bakeries, daycares, hotels, and more
Contractor Insurance
Requirements for electricians, plumbers, roofers, general contractors, and trade professionals by state
Liability Insurance
General liability, professional liability, E&O, and malpractice requirements by industry
Travel Insurance
Schengen visa requirements, country-specific coverage, and travel medical insurance rules
Vehicle Types
Motorcycle, boat, RV, ATV, commercial truck, and specialty vehicle requirements by state
Compliance Guides
SR-22, FR-44, DOT, FMCSA requirements, and regulatory compliance for specialized situations
Coverage Comparisons
State-by-state comparison charts, minimum vs recommended coverage, and policy type comparisons
Our Commitment to You
We understand that finding accurate insurance requirement information can be frustrating. Government websites are confusing, PDFs are outdated, and insurance companies want to sell you more than you need. That's why we're committed to providing:
Accurate Information
All content is researched from official state DMVs, insurance departments, and regulatory documents. We cite our sources and include verification dates.
No Legal Advice
We provide factual information about requirements, not personalized recommendations. For specific situations, we recommend consulting licensed insurance professionals.
Regular Updates
Insurance requirements can change. We monitor regulatory updates and refresh our guides to ensure you have current information.
Clear Communication
Every guide is written in plain language with tables, bullet points, and FAQs. We translate complex regulations into information anyone can understand.
Important Disclaimer: Coverage Criteria provides general information about insurance requirements based on publicly available sources. This is not legal advice. Requirements can change, and individual circumstances vary. Always verify current requirements with your state's Department of Insurance or DMV, and consult with a licensed insurance professional for advice specific to your situation.