General Contractor Insurance Requirements: Complete Guide (2025)
Most states require general contractors to carry liability insurance and surety bonds. Learn coverage requirements, typical costs, and what commercial clients expect.
Rules for contractors & trades
Most states require general contractors to carry liability insurance and surety bonds. Learn coverage requirements, typical costs, and what commercial clients expect.
Most states require electricians to carry general liability insurance and surety bonds. Learn what coverage you need, typical costs, and state-by-state requirements.
Discover more coffee maker troubleshooting guides across different problem areas
State minimum auto coverage rules
Insurance rules for businesses
Professional & general liability rules
Country-specific travel rules
Insurance for motorcycles, boats & more
Legal and regulatory insurance rules
Side-by-side insurance requirement comparisons
Electricians, plumbers, roofers, handymen, HVAC, and more — insurance rules by state and industry.
All our guides are tested on real coffee makers and written by experienced repair specialists. We focus on practical, DIY-friendly solutions that save you time and money. No special tools or technical expertise required—just follow our step-by-step instructions.