Photography Business Insurance Requirements: Complete Guide (2026)
Photographers need general liability, E&O, and equipment coverage. Learn what insurance venues require, typical costs, and coverage by photography specialization.
Insurance requirement guides for general-liability.
Photographers need general liability, E&O, and equipment coverage. Learn what insurance venues require, typical costs, and coverage by photography specialization.
Gyms need general liability, professional liability, and workers' comp insurance. Learn what coverage fitness centers need, typical costs, and landlord requirements.
Event planners need general liability and E&O insurance for vendor contracts and client protection. Learn coverage requirements, typical costs, and event-specific policies.
Real estate agents need E&O and general liability insurance for licensing and brokerage contracts. Learn coverage requirements, typical costs, and state-by-state rules.
Wedding venues need general liability, property insurance, and liquor liability if serving alcohol. Learn coverage requirements, typical costs, and what couples expect.
Architects need professional liability (E&O) and general liability insurance for licensing and contracts. Learn coverage requirements, typical costs, and state-by-state rules.
Most states don't require cleaning service insurance, but clients do. Learn what general liability, bonding, and workers' comp cleaning businesses need, plus typical costs.
General contractors require subcontractors to carry liability and workers' comp insurance. Learn what coverage you need, typical costs, and additional insured requirements.
Property managers need E&O and general liability insurance to protect against lawsuits. Learn coverage requirements, typical costs, and what property owners require.
Most states don't require painter insurance, but clients do. Learn what general liability, workers' comp, and commercial auto coverage painters need, plus typical costs.
Hotels need general liability, property insurance, and liquor liability if serving alcohol. Learn coverage requirements, typical costs, and lender/franchisor requirements.
Most states don't legally require LLC insurance, but you need it. Learn what general liability and professional liability LLCs should carry, state rules, and industry requirements.
Restaurants need general liability, workers' comp, and liquor liability if serving alcohol. Learn coverage requirements, typical costs, and state-specific rules.
Carpenters need general liability insurance for most jobs. Learn what coverage carpenters need, typical costs, bonding requirements, and state-by-state licensing rules.
Tree service businesses need general liability, workers' comp, and equipment coverage due to high-risk work. Learn requirements, typical costs, and state licensing rules.
Food trucks need commercial auto, general liability, and often product liability insurance. Learn what coverage is required for permits, events, and daily operations.
Most states don't require landscaper insurance, but clients do. Learn what coverage landscaping businesses need, typical costs, and state licensing requirements.
Most states don't require handyman insurance, but clients and property managers do. Learn what coverage handymen need, typical costs, and state licensing thresholds.
Most states require bakeries to carry liability insurance with product coverage. Learn requirements for retail bakeries, home bakeries, and wholesale operations.
Most states require licensed HVAC contractors to carry general liability insurance and surety bonds. Learn what coverage you need, typical costs, and state-by-state requirements.
Roofing contractors face higher insurance requirements due to elevated risk. Learn what coverage roofers need, typical costs, and state-by-state requirements.
Most states require licensed daycares to carry liability insurance. Learn coverage requirements for centers and home daycares, typical costs, and state-by-state rules.
Most states require licensed plumbers to carry general liability insurance and surety bonds. Learn what coverage you need, typical costs, and state-by-state requirements.
Most states require general contractors to carry liability insurance and surety bonds. Learn coverage requirements, typical costs, and what commercial clients expect.
Most states require electricians to carry general liability insurance and surety bonds. Learn what coverage you need, typical costs, and state-by-state requirements.
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This collection features 25 carefully researched guides for general-liability insurance requirements. Our content provides clear, accurate information about coverage minimums, compliance rules, and state-specific regulations. All guides are written in plain language with official sources cited.