Privacy Policy

Welcome to Coverage Criteria. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and protect information when you visit our website at https://coveragecriteria.com. By using our website, you agree to the collection and use of information in accordance with this policy.

**Automatically Collected Information:** - **Usage Data:** We collect information about how you access and use our website, including your IP address, browser type, pages visited, time spent on pages, and other diagnostic data. - **Cookies and Tracking Technologies:** We use cookies and similar tracking technologies to track activity on our website and store certain information. See our Cookie Policy for more details. **Information You Provide:** - **Email Correspondence:** If you email us — with a question, a correction, or a press enquiry — we receive your email address and whatever you choose to include in your message. We do not operate contact forms, comment threads, newsletters, or accounts, so this is the only way you can send us personal information. We do NOT collect: - Credit card information (we do not process payments) - Social security numbers or government IDs - Health information - Any information you have not deliberately emailed to us

We use collected information for the following purposes: **Website Operation & Improvement:** - To provide, maintain, and improve our website - To analyze usage patterns and optimize user experience - To detect and prevent technical issues **Communication:** - To respond to your inquiries, correction reports, and press requests **Analytics & Marketing:** - To understand how visitors use our website - To measure the effectiveness of our content - To display relevant advertisements (if applicable) We will NEVER: - Sell your personal information to third parties - Share your email address with marketers without consent - Use your data for purposes beyond what's described here

We use the following third-party services that may collect information: **Google Analytics (G-E58P680BE1):** - Tracks website usage and visitor behavior - Privacy Policy: https://policies.google.com/privacy - Opt-out: https://tools.google.com/dlpage/gaoptout **Google AdSense (if enabled):** - Displays advertisements on our website - Uses cookies to show relevant ads - Privacy Policy: https://policies.google.com/technologies/ads **Hosting & CDN:** - Our website is hosted on Vercel - Content delivery and security services may process your data Each third-party service has its own privacy policy. We encourage you to review their policies.

We use cookies and similar tracking technologies to improve your experience. For detailed information, please read our Cookie Policy. **Types of Cookies We Use:** - **Essential Cookies:** Required for website functionality - **Analytics Cookies:** Help us understand how visitors use our site - **Advertising Cookies:** Used to display relevant ads (if applicable) You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

We take reasonable measures to protect your information from unauthorized access, alteration, or destruction. However, no internet transmission is 100% secure. We implement: - Secure HTTPS encryption for all pages - Regular security updates and monitoring - Access controls to limit who can view data - Secure data storage practices While we strive to protect your personal information, we cannot guarantee absolute security.

You have the following rights regarding your personal data: **Access & Correction:** - Request a copy of the personal data we hold about you - Request corrections to inaccurate data **Deletion:** - Request deletion of your personal data **Opt-Out:** - Opt out of Google Analytics tracking using browser extensions - Disable cookies through your browser settings - Opt out of personalized advertising **California Residents (CCPA):** If you're a California resident, you have additional rights under the California Consumer Privacy Act. **European Users (GDPR):** If you're in the EU, you have rights under the General Data Protection Regulation. To exercise any of these rights, contact us at hello@coveragecriteria.com.

This website is intended for general audiences and is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us immediately so we can delete it.

This website may display advertising through third-party ad networks including Google AdSense. Advertising revenue supports the operation of this site. - Advertisers do not influence our editorial content - We do not accept sponsored articles or paid placements in our guides - All insurance requirement information is sourced independently from government and regulatory agencies

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. We will: - Post the updated policy on this page - Update the "Last Updated" date at the top - Notify users of significant changes via email (if subscribed) We encourage you to review this privacy policy periodically.

If you have questions or concerns about this privacy policy or our data practices, please contact us: **Email:** hello@coveragecriteria.com **Website:** https://coveragecriteria.com We will respond to your inquiry within 30 days.

**Insurance Information Disclaimer:** The content on this website is for informational purposes only and does not constitute legal, insurance, or financial advice. Insurance requirements are subject to change; always verify current rules with your state's Department of Insurance or DMV. Consult a licensed insurance professional for advice specific to your situation. **No Professional Relationship:** Using this website does not create an attorney-client, broker-client, or any other professional relationship. We are not liable for any decisions made based on information found on this website. **External Links:** We are not responsible for the content, accuracy, or privacy practices of external websites we link to.