Our Authors
Each of our researchers focuses on a specific coverage area, working through official state and federal sources to keep our guides accurate. See Editorial Standards for our fact-checking process.
Marcus Reyes
Auto & Gig Economy Insurance Research Lead
Marcus researches state auto insurance statutes and DMV filing requirements across all 50 states, along with how personal auto policies interact with gig-platform coverage. Every minimum coverage figure is cross-checked against the issuing state’s official DMV or Department of Insurance page before publication.
Dana Whitfield
Vehicle & Recreational Insurance Research Lead
Dana covers insurance requirements for motorcycles, boats, RVs, ATVs, and other recreational and specialty vehicles, working state by state through DMV codes, watercraft titling agencies, and state insurance department filings to keep coverage minimums current.
Priya Anand
Business & Contractor Insurance Research Lead
Priya researches business formation and contractor licensing rules, working through state licensing board requirements and bonding statutes to explain what coverage a given trade or business type is legally required to carry, sourced from state licensing board publications and business regulation codes.
Jordan Ellis
Compliance, Liability & Travel Insurance Research Lead
Jordan focuses on regulatory compliance topics such as SR-22/FR-44 filings and DOT/FMCSA rules, professional liability and errors-and-omissions requirements by profession, state-by-state coverage comparisons, and travel insurance rules, drawing primarily on state insurance department bulletins and federal regulatory text.