Insurance requirement guides for Vermont.
$25,000 / $50,000 / $10,000
Bodily injury per person / per accident / property damage, written 25/50/10
Set by 23 V.S.A. § 800. Read off the statute on , and the figure every Vermont guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Vermont has no state boat insurance mandate, but marina slip agreements on Lake Champlain and Vermont's inland lakes commonly require liability cover. Boats transiting north into Quebec must comply with Canadian customs reporting — and standard US policies do not automatically cover Canadian waters.
Vermont requires 25/50/10 minimum motorcycle liability with no helmet law for adults. The fall foliage season brings peak traffic on technical mountain roads — collision coverage is worth carrying.
Vermont requires 25/50/10 liability but mandates uninsured AND underinsured motorist coverage at 50/100 — higher than the base liability minimum. One of few US states where required UM/UIM exceeds liability minimums.
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Every guide on this page covers a Vermont requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Vermont guide on this site is checked against that same figure. The regulators linked above are where Vermont publishes the rules, so they are the place to confirm anything before you rely on it.
