Insurance requirement guides for Indiana.
$25,000 / $50,000 / $25,000
Bodily injury per person / per accident / property damage, written 25/50/25
Set by Ind. Code § 9-25-4-5. Read off the statute on , and the figure every Indiana guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Indiana has no state boat insurance mandate, but Lake Michigan marinas in Michigan City and Portage commonly require liability cover, at a limit each marina sets. Lake Monroe and Geist Reservoir marina agreements impose the same requirement through standard slip language.
Indiana raised its motorcycle insurance minimums in 2022 from 25/50/10 to 25/50/25. With roughly 16% of Indiana drivers uninsured, UM coverage is critical. Helmets are not required for adults. Learn current requirements, penalties, and SR-22 rules.
Indiana requires 25/50/25 minimum liability coverage. Learn state requirements, BMV verification, penalties for driving uninsured, and recommended coverage levels.
Discover more content by exploring these related tags
Every guide on this page covers a Indiana requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Indiana guide on this site is checked against that same figure. The regulators linked above are where Indiana publishes the rules, so they are the place to confirm anything before you rely on it.
