Insurance requirement guides for South Carolina.
$25,000 / $50,000 / $25,000
Bodily injury per person / per accident / property damage, written 25/50/25
Set by S.C. Code § 38-77-140. Read off the statute on , and the figure every South Carolina guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
South Carolina has no state boat insurance mandate, but Lake Murray marinas and Charleston Harbor facilities commonly require liability cover through standard slip agreements. ICW operators sharing waterways with commercial barge traffic face elevated liability exposure that the absence of a state law does not eliminate.
South Carolina requires 25/50/25 motorcycle liability plus mandatory uninsured motorist coverage at matching limits. Helmets are required for riders under 21 and those with less than 2 years of licensure — not universally for all riders.
South Carolina requires 25/50/25 liability plus uninsured motorist coverage at 25/50/25 on every policy; underinsured cover is optional. Learn the penalties, the lapse fees, and why minimums may not be enough.
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Every guide on this page covers a South Carolina requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each South Carolina guide on this site is checked against that same figure. The regulators linked above are where South Carolina publishes the rules, so they are the place to confirm anything before you rely on it.
