Insurance requirement guides for Delaware.
$25,000 / $50,000 / $10,000
Bodily injury per person / per accident / property damage, written 25/50/10
Set by 21 Del. C. § 2118. Read off the statute on , and the figure every Delaware guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Delaware has no state boat insurance mandate, and neither does neighbouring New Jersey. The slip agreement is what binds you: marinas, including state-run ones, set their own liability requirement.
Delaware requires 25/50/10 liability and $15,000/$30,000 PIP on motorcycles; owners may exclude only off-highway and no-contact injuries. UM/UIM is included unless rejected in writing, and helmets are required up to age 19.
Delaware requires 25/50/10 liability plus mandatory PIP of $15,000/$30,000 — making it one of the few states where personal injury protection is compulsory for car owners. Learn minimums, penalties, and why the $10,000 property damage limit is dangerously low.
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Every guide on this page covers a Delaware requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Delaware guide on this site is checked against that same figure. The regulators linked above are where Delaware publishes the rules, so they are the place to confirm anything before you rely on it.
