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Idaho Boat Insurance Requirements 2026 | Pend Oreille & Coeur d'Alene Guide
Idaho has no state boat insurance mandate, but USACE and Reclamation marinas on Lake Pend Oreille, Dworshak, and Lucky Peak require $300,000-$500,000 liability. BUI is set at 0.08% BAC under Idaho Code 67-7034.
Coverage Criteria Editorial Team•July 14, 2026