Insurance requirement guides for Idaho.
$25,000 / $50,000 / $15,000
Bodily injury per person / per accident / property damage, written 25/50/15
Set by Idaho Code § 49-117. Read off the statute on , and the figure every Idaho guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Idaho has no state boat insurance mandate, but marinas on Lake Pend Oreille, Dworshak and Lucky Peak commonly require liability cover in the slip agreement. BUI is set at 0.08% BAC under Idaho Code 67-7034.
Idaho requires 25/50/15 minimum motorcycle liability, includes UM/UIM unless you reject it in writing, and requires helmets only for riders under 18. Home to the Sawtooth Scenic Byway and Hells Canyon — Idaho's remote canyon routes make collision and comprehensive coverage worth carrying.
Idaho requires 25/50/15 liability for all drivers. Driving uninsured is a $75 infraction the first time and a misdemeanor for a second within five years. Learn state minimums, SR-22 rules, and how UM/UIM protects you on Idaho's wildlife-heavy remote roads.
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Every guide on this page covers a Idaho requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Idaho guide on this site is checked against that same figure. The regulators linked above are where Idaho publishes the rules, so they are the place to confirm anything before you rely on it.
