Insurance requirement guides for Kansas.
$25,000 / $50,000 / $25,000
Bodily injury per person / per accident / property damage, written 25/50/25
Set by K.S.A. § 40-3107(e). Read off the statute on , and the figure every Kansas guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Kansas has no boat insurance mandate; marinas set their own slip limits. BUI under K.S.A. 32-1131 is .08 BAC (.02 under 21), and boater education applies to anyone born on or after 1 January 1989 until age 21.
Kansas requires 25/50/10 minimum motorcycle liability — the $10,000 property damage limit is especially low. Motorcycles are excluded from Kansas's no-fault PIP system and helmets are only required under 18.
Kansas requires 25/50/25 liability plus mandatory PIP and uninsured motorist coverage. As a no-fault state, your PIP pays first regardless of fault. Learn Kansas's $2,000 tort threshold and full requirements.
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Every guide on this page covers a Kansas requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Kansas guide on this site is checked against that same figure. The regulators linked above are where Kansas publishes the rules, so they are the place to confirm anything before you rely on it.
