Insurance requirement guides for Maryland.
$30,000 / $60,000 / $15,000
Bodily injury per person / per accident / property damage, written 30/60/15
Set by Md. Transp. § 17-103. Read off the statute on , and the figure every Maryland guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Maryland has no state boat insurance mandate, but Chesapeake Bay marinas in Annapolis and along the Bay commonly require liability cover. The Bay's commercial shipping traffic, weather volatility, and dense summer recreational traffic create liability exposure unlike inland lakes.
Maryland requires 30/60/15 liability on all motorcycles, enforces a universal helmet law for all riders and passengers regardless of age, and explicitly excludes motorcycles from its mandatory PIP system. With a 14-17% uninsured driver rate, UM coverage is critical.
Maryland requires 30/60/15 liability plus mandatory uninsured motorist coverage you cannot waive. Learn state requirements, electronic monitoring, and why minimums may not be enough.
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Every guide on this page covers a Maryland requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Maryland guide on this site is checked against that same figure. The regulators linked above are where Maryland publishes the rules, so they are the place to confirm anything before you rely on it.
