Minimum Coverage
vehicle-types
13 minutes
Maryland Motorcycle Insurance Requirements: 30/60/15 & Universal Helmet Law (2026)
Maryland requires 30/60/15 liability on all motorcycles, enforces a universal helmet law for all riders and passengers regardless of age, and explicitly excludes motorcycles from its mandatory PIP system. With a 14-17% uninsured driver rate, UM coverage is critical.
Coverage Criteria Editorial Team•March 17, 2026