Insurance requirement guides for Minnesota.
$30,000 / $60,000 / $10,000
Bodily injury per person / per accident / property damage, written 30/60/10
Set by Minn. Stat. § 65B.49 subd. 3. Read off the statute on , and the figure every Minnesota guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Minnesota has no state boat insurance mandate, but the DNR registers over 850,000 watercraft and most marina slip contracts commonly require liability cover. Lake Superior access requires specific policy confirmation.
Minnesota requires 30/60/10 liability on all motorcycles, but riders are explicitly excluded from Minnesota's mandatory no-fault PIP system — meaning your own medical bills are not automatically covered. Learn what this means and why UM coverage is more important for MN riders than for car drivers.
Minnesota requires 30/60/10 liability plus mandatory PIP and uninsured motorist coverage. Learn the state's no-fault rules and why minimums may not be enough.
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Every guide on this page covers a Minnesota requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Minnesota guide on this site is checked against that same figure. The regulators linked above are where Minnesota publishes the rules, so they are the place to confirm anything before you rely on it.
