Insurance requirement guides for Ohio.
$25,000 / $50,000 / $25,000
Bodily injury per person / per accident / property damage, written 25/50/25
Set by ORC § 4509.01(K). Read off the statute on , and the figure every Ohio guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Ohio has no state law requiring boat insurance, but most marina slip agreements on Lake Erie and inland reservoirs require liability cover, at a limit each marina sets. With 700,000+ registered vessels and Lake Erie's open-water hazards, understanding what coverage you actually need matters.
Ohio requires 25/50/25 minimum liability coverage. Learn state requirements, FILS verification, penalties for lapses, and recommended coverage levels.
Ohio requires 25/50/25 on motorcycles but not on true mopeds. A first lapse means a suspension and a $40 fee, and the BMV can excuse a lapse outside your riding season.
Discover more content by exploring these related tags
Every guide on this page covers a Ohio requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Ohio guide on this site is checked against that same figure. The regulators linked above are where Ohio publishes the rules, so they are the place to confirm anything before you rely on it.
