Insurance requirement guides for Pennsylvania.
$15,000 / $30,000 / $5,000
Bodily injury per person / per accident / property damage, written 15/30/5
Set by 75 Pa.C.S. § 1702. Read off the statute on , and the figure every Pennsylvania guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Pennsylvania has no state boat insurance mandate, but Lake Erie marinas commonly require liability cover and Pittsburgh tri-rivers boat clubs require proof of coverage. Financed vessels require hull coverage by lender contract.
Pennsylvania requires 15/30/5 on motorcycles and mopeds alike. Riders keep full tort rights even on a limited-tort car policy, and a lapse suspends the registration for 3 months.
Interstate for-hire freight needs $750,000 federally. A truck that never leaves its state follows that state's rule instead: $50,000 in Florida, $500,000 in Texas, $1,500,000 in New Jersey.
Pennsylvania requires 15/30/5 liability and a choice between full tort and limited tort. Learn how this unique system works and why minimums are dangerously low.
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Every guide on this page covers a Pennsylvania requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Pennsylvania guide on this site is checked against that same figure. The regulators linked above are where Pennsylvania publishes the rules, so they are the place to confirm anything before you rely on it.
