Insurance requirement guides for Rhode Island.
$25,000 / $50,000 / $25,000
Bodily injury per person / per accident / property damage, written 25/50/25
Set by R.I. Gen. Laws § 31-31-7. Read off the statute on , and the figure every Rhode Island guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Rhode Island has no state boat insurance mandate, but marina slip agreements throughout Narragansett Bay, Newport Harbor and Block Island commonly require liability cover, at a limit each marina sets.
Rhode Island requires 25/50/25 minimum liability and mandatory uninsured motorist coverage. Helmets are required for operators under 21, new riders in their first year, and passengers. With a 15-17% uninsured driver rate, UM protection matters here.
Rhode Island requires 25/50/25 liability plus mandatory uninsured motorist coverage at 25/50. It's an at-fault state with no mandatory PIP, and the state's ~15% uninsured driver rate makes UM coverage more than a formality.
Discover more content by exploring these related tags
Every guide on this page covers a Rhode Island requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Rhode Island guide on this site is checked against that same figure. The regulators linked above are where Rhode Island publishes the rules, so they are the place to confirm anything before you rely on it.
