Minimum Coverage
auto-insurance
12 minutes
Maine Auto Insurance Requirements: 50/100/25 Plus Mandatory UM Coverage (2026)
Maine requires 50/100/25 liability plus mandatory uninsured motorist coverage you cannot waive — one of the strictest requirements in the US. Maine is an at-fault state with no PIP requirement. Moose collisions are extremely dangerous statewide.
Coverage Criteria Editorial Team•March 16, 2026