Insurance requirement guides for Maine.
$50,000 / $100,000 / $25,000
Bodily injury per person / per accident / property damage, written 50/100/25
Set by 29-A M.R.S. § 1605. Read off the statute on , and the figure every Maine guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Maine has no state boat insurance mandate, but marina agreements on Casco Bay and Penobscot Bay commonly require liability cover for slip holders, at a limit each marina sets.
Maine requires 50/100/25 motorcycle liability — one of the highest minimums in the US. No adult helmet law, but moose crossings, coastal fog, and frost-heaved roads make comprehensive coverage a practical necessity.
Maine requires 50/100/25 liability plus mandatory uninsured motorist coverage you cannot waive — one of the strictest requirements in the US. Maine is an at-fault state with no PIP requirement. Moose collisions are extremely dangerous statewide.
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Every guide on this page covers a Maine requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Maine guide on this site is checked against that same figure. The regulators linked above are where Maine publishes the rules, so they are the place to confirm anything before you rely on it.
