Insurance requirement guides for maine.
Maine has no state boat insurance mandate, but marina agreements on Casco Bay and Penobscot Bay require $300,000–$500,000 liability for slip holders.
Maine requires 50/100/25 liability — tied with Alaska for the highest bodily injury minimums in the US — plus mandatory uninsured motorist coverage at 50/100 and mandatory MedPay of $2,000. Maine's uninsured driver rate is among the lowest in the country at 4–6%.
Maine requires 50/100/25 liability plus mandatory uninsured motorist coverage you cannot waive — one of the strictest requirements in the US. Maine is an at-fault state with no PIP requirement. Moose collisions are extremely dangerous statewide.
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This collection features 3 carefully researched guides for maine insurance requirements. Our content provides clear, accurate information about coverage minimums, compliance rules, and state-specific regulations. All guides are written in plain language with official sources cited.