Insurance requirement guides for West Virginia.
$25,000 / $50,000 / $25,000
Bodily injury per person / per accident / property damage, written 25/50/25
Set by W.Va. Code § 17D-4-2(b). Read off the statute on , and the figure every West Virginia guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
West Virginia has no state boat insurance mandate, but marina agreements at Summersville Lake and Ohio River facilities commonly require liability cover, and commercial barge traffic on the Ohio creates significant collision exposure.
West Virginia requires 25/50/25 motorcycle liability coverage, a universal helmet law for all riders, and includes uninsured motorist coverage by default. Home of the Hatfield-McCoy Trails and New River Gorge riding country.
West Virginia requires 25/50/25 liability for all drivers. Driving uninsured is a misdemeanor with fines up to $5,000. Learn state minimums, UM/UIM rules, SR-22 requirements, and why comprehensive coverage matters in WV.
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Every guide on this page covers a West Virginia requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each West Virginia guide on this site is checked against that same figure. The regulators linked above are where West Virginia publishes the rules, so they are the place to confirm anything before you rely on it.
