Insurance requirement guides for Wyoming.
$25,000 / $50,000 / $20,000
Bodily injury per person / per accident / property damage, written 25/50/20
Set by Wyo. Stat. § 31-9-405. Read off the statute on , and the figure every Wyoming guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Wyoming has no state boat insurance mandate, but NPS marina facilities at Jackson Lake and marinas at Glendo and Boysen reservoirs commonly require liability cover. Wyoming's high-altitude lakes stay below 60°F well into summer — cold shock risk is elevated throughout the season.
Wyoming requires 25/50/20 minimum motorcycle liability with no helmet law for adults. Riding in bison country near Yellowstone and Grand Teton makes comprehensive coverage essential — not optional.
Wyoming requires 25/50/20 liability for all drivers. The state has some of the highest wildlife-collision rates in the US and is the windiest state in the country. Learn state minimums, penalties, and why comprehensive coverage is practically necessary in WY.
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Every guide on this page covers a Wyoming requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Wyoming guide on this site is checked against that same figure. The regulators linked above are where Wyoming publishes the rules, so they are the place to confirm anything before you rely on it.
