Insurance requirement guides for Georgia.
$25,000 / $50,000 / $25,000
Bodily injury per person / per accident / property damage, written 25/50/25
Set by O.C.G.A. § 33-7-11(a)(1)(A). Read off the statute on , and the figure every Georgia guide on this site is checked against.
Compare it with every stateInsurance regulation
Licensing and insurance verification
Georgia has no state boat insurance mandate, but Lake Lanier marinas — on one of the busiest recreational lakes in the US — commonly require liability cover. Coastal boaters near Savannah face additional commercial vessel and hurricane exposure.
Georgia has no state law requiring homeowners insurance, but mortgage lenders on FHA, VA, and conventional loans require it. Fannie Mae calls for replacement-cost coverage with a deductible of no more than 5%.
Georgia requires 25/50/25 liability on all motorcycles — the same minimums as for cars. Learn state requirements, the GEICS electronic verification system, uninsured motorist rules, and penalties for riding without coverage.
Georgia requires 25/50/25 minimum liability coverage. Learn state requirements, GEICS verification, penalties for lapses, and recommended coverage levels.
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Every guide on this page covers a Georgia requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Georgia guide on this site is checked against that same figure. The regulators linked above are where Georgia publishes the rules, so they are the place to confirm anything before you rely on it.
