Insurance requirement guides for Oklahoma.
$25,000 / $50,000 / $25,000
Bodily injury per person / per accident / property damage, written 25/50/25
Set by 47 O.S. § 7-324. Read off the statute on , and the figure every Oklahoma guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Oklahoma has no state boat insurance mandate, but marinas on its 24 Corps of Engineers reservoirs — including Lake Eufaula and Lake Texoma — commonly require liability cover, at a limit each concession marina sets.
Oklahoma requires 25/50/25 minimum motorcycle liability in a pure at-fault state. Helmets are required only for riders under 18. Comprehensive coverage matters in Tornado Alley, where hail and storm damage are routine events.
Oklahoma requires 25/50/25 liability coverage for all drivers. Learn state minimums, penalties for driving uninsured, SR-22 requirements, and why Tornado Alley makes comprehensive coverage essential.
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Every guide on this page covers a Oklahoma requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Oklahoma guide on this site is checked against that same figure. The regulators linked above are where Oklahoma publishes the rules, so they are the place to confirm anything before you rely on it.
