Insurance requirement guides for Virginia.
$50,000 / $100,000 / $25,000
Bodily injury per person / per accident / property damage, written 50/100/25
Set by Code of Virginia § 46.2-472. Read off the statute on , and the figure every Virginia guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Virginia has no boat insurance mandate; marinas set their own slip limits. Boater education applies to every operator of a 10 hp+ motorboat or PWC, and a BUI brings a court-ordered ban on operating a boat.
Virginia requires 50/100/25 motorcycle liability since January 2025, and eliminated its $500 uninsured vehicle fee in July 2024 — making insurance genuinely mandatory for every VA rider.
Virginia raised its minimum to 50/100/25 on 1 January 2025, and the $500 UMV fee that once let drivers register a vehicle uninsured was eliminated on 1 July 2024. There is no longer a legal way to drive uninsured.
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Every guide on this page covers a Virginia requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Virginia guide on this site is checked against that same figure. The regulators linked above are where Virginia publishes the rules, so they are the place to confirm anything before you rely on it.
