Insurance requirement guides for Arkansas.
$25,000 / $50,000 / $25,000
Bodily injury per person / per accident / property damage, written 25/50/25
Set by A.C.A. § 27-22-104. Read off the statute on , and the figure every Arkansas guide on this site is checked against.
Compare it with every stateInsurance regulation
Registration and insurance verification
Arkansas requires $50,000 of liability per occurrence on every motorboat over 50 hp and every personal watercraft (Ark. Code § 27-101-207). Marinas on Lake Ouachita and Greers Ferry add their own terms.
Arkansas requires 25/50/25 minimum motorcycle liability. Helmets are required for riders under 21, and eye protection for everyone. With a ~16-19% uninsured driver rate and the famous Pig Trail through the Ozarks, adequate coverage matters.
Arkansas requires 25/50/25 liability coverage for all drivers. Learn state minimums, penalties for uninsured driving, SR-22 rules, and why tornado and wildlife risks make comprehensive coverage essential.
Arkansas ($50,000) and Utah (25/50/15) require insurance on every jet ski, whatever the horsepower. Elsewhere lenders, marinas and rental businesses set the rules. PWC education rules by state.
Only Arkansas ($50,000) and Utah (25/50/15) require boat insurance, for motorboats over 50 hp and every PWC. A 50-state table of insurance laws and boater-education rules, from the statutes.
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Every guide on this page covers a Arkansas requirement: what the law makes you carry, who it applies to, and what happens without it. The auto liability minimum above is read off the statute itself, and each Arkansas guide on this site is checked against that same figure. The regulators linked above are where Arkansas publishes the rules, so they are the place to confirm anything before you rely on it.
